Agreed, Darian, as far as the "not bad advice to those considering retirement." A couple of the points I was trying to make are some people love their job and some people (talented surgeons and research scientists, for example), it would be a shame to lose their talent. Some performers have more than enough money to retire and can't perform as well as they used to - Jimmy Buffett, Willie Nelson come to mind - but they continue to work because they love what they do. If you're not enamored with your job and/or you would much rather be doing something else and circumstances permit, by all means retire as soon as you can. Personal wiring plays into this decision as much as personal circumstances is my point.
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