You hit it right on Bill. The name of the game is "get their attention" then it's the cat and mouse reflex chase. In our off colored water contrast is what shows best. Most of the time we don't like to fish in muddy water and some clarity is preferred. So colors like chartreuse, white, and yellow all stand out well. In dirtier water colors with stronger contrast to the water are needed like black or purple and then throw in a little contrast with that like white or chartreuse and you've got an attention getting fly even in dirty water.
Now by reverse thinking, what if the water is "too clear" ? A bright gaudy fly would look totally un-natural and subtle colors are more appealing that might mimic natural baits. That's when you don't want to scare the fish away, you want that fly to look as much life-like as possible. Glue on eyes are a key trigger to realism. Natural baits all have slightly darker backs with lighter colored bellys.
Olive or green or brown over a white belly looks so much more natural it doesn't scare the bigger fish away.
Besides color, you also have to consider movement of the fly to either add realism or insight chase. What creates movement in a fly in addition to the desired color? Flashabou is great, but too much is bad. A little extending past the hair of the fly does wiggle and reflect at the same time. Thus came about the "flash-tail clouser and flash-tail whistler". The other standard which creates movement is the "strip". The speed of the strip, fast ,slow, irregular, all with pauses give movement to the color you've chosen.
What you are doing is adding another dimension to getting that striper's interest. Color and movement are tops on the list. Next would come sound and even scent, but that's another story.
Tony
TONY BUZOLICH
Feather River Fly
Yuba City, CA.
(530) 790-7180
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