Sounds right to me fellas, excellent observation and advice.
Only thing I can add, from a personal standpoint is: On the American, my "home water" when not on our costal rivers, I hook most (and last year ALL) of my fish on a swung fly... and I didn't care what the temperature was, because the American temperature is fairly constant in winter and rarely gets that cold. And every fish last year on a swung fly for me was big, big, big!
What made the difference for me last year was that I developed a high level of confidence in what I was doing, knowing that I was going to hook a fish. Of course it didn't happen every outing, but I felt like it could have and came back the next day to try again!
fly: Very light artificial fly fishing lure of which there are two types: the dry fly which isn't supposed to sink the way it just did; and the wet fly, which shouldn't be floating up on the surface like that. An Angler's Dictionary.
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